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They can be very much beneficial to a person
The Differences Between Personal Credit And The D&B Paydex Business Credit Score The Differences Between Personal Credit And The D&B Paydex Business Credit Score October 3 http://www.cowboysfansproshop.com/Cowboy...l?cat=1340 , 2013 | Author: Michael Sacks | Posted in Business
Dun & Bradstreet’s Paydex score is the main credit score used in the business world today.


This number assesses a business’ lending risk much the same way as a consumer credit score reflects a consumer’s individual credit risk. Paydex is essentially the business equivalent of your personal credit score even though it is calculated completely differently than the personal credit score utilized by the three personal credit reporting agencies.


Various vendors report to Dun and Bradstreet about how a firm paid its bills over the past year. This information as to how you pay your bills to suppliers and creditors within the agreed upon terms becomes a unique dollar weighted numerical indicator as is known as your Paydex Credit Score.


There are big differences from a business Paydex credit score and an individual FICO consumer credit score. Consumer FICO credit scores range from 350-850. The Paydex Score ranges from 0-100 with 100 being the highest score you can obtain. Most lenders and suppliers are looking for a score of 70 or higher. Having a score of 80 or above is very good.


Following is a Paydex score calculation breakdown:


Early payment before due date 100


Payment within discount period 90


Payment is prompt is a score of 80


Payment after 14 days from due date 70


Payment comes 21 days beyond terms is a score of 60


Thirty days beyond terms 50


Payment after 60 days from due date 40


Payment after 90 days from due date 30


Payment comes 120 days beyond terms is a score of 20


Unavailable UN


If you own a business your Paydex score is essential in establishing new credit and continuing to build credit limits exceeding $100,000.


To begin http://www.cowboysfansproshop.com/Cowboy...l?cat=1343 , business owners will first need to apply for a DUNS number with D&B and then it only takes sixty days to establish a positive Paydex credit score


After the nine digit number is assigned by D&B the business owner will need to locate vendors who will offer credit and then report that credit to Dun & Bradstreet.


A positive Paydex credit score is established once vendors report to D&B. To improve the score you will want to apply for more business credit and use it regularly. Be sure to make all payments early or discount to raise your score to 80 or higher.


You can easily and quickly establish a positive Paydex credit score. As you continue to pay your bills on a timely basis your scores will continue to rise giving you the ability to qualify for even more credit in your business name.


Michael Sacks is a recognized expert with nearly 30 years experience in financial services and banking. Through his company’s website you can receive a free e-book with details aboutestablishing business credit and obtaining funds for your business You will also learn how to avoid the 9 devastating finance mistakes business owners make.

Internet Business Exactly how To Find The best Home Internet Business Canard Andreozzi
Submitted 2014-01-24 00:30:00 Internet Business Exactly how To Discover The best Home Internet Business

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The very best of the Internet business possibilities usually possess a lengthy and detailed section on affiliate info. Go to this section and verify out the particulars. These particulars should offer you all the information you'll need to understand how best to sell the Internet business chance. Getting a large affiliate section is important because you will not make any money off your business without sales. The larger the affiliate section the simpler it will likely be for you to make an earnings off your home internet business. Some of the best possibilities . Wholesale NHL Jerseys Cheap Jerseys Cheap Jerseys Cheap NFL Jerseys Wholesale Jerseys Free Shipping Wholesale Nike NFL Jerseys Wholesale Soccer Jerseys From China Cheap Jerseys From China Cheap Jerseys From China Wholesale Jerseys From China
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